
Hemaya
It’s a protection financial program designed to cover your family’s financial needs in case of death.
How does it work ?
- You choose the amount of money you wish to secure your family needs with.
- You choose a certain period of time to enjoy the insurance protection.
Who does it suit best ?
- Someone who is looking for family financial protection in case of death.

Taqaaoud
It’s a financial program designed to secure the same standard of living after retirement, or the family's same standard of living in case of death.
How does it work?
- You choose the amount of money you wish to Enjoy and receive after retirement, or you want your family to receive in case of death.
- You choose a certain period of time to enjoy the insurance protection.
- In case of survival till the end of the term you surely get the amount of money on top of all due profits.
- In case of death, beneficiaries gets the amount of money on top of profits of the survival period.
Who does it suit best ?
- Someone who wants to keep the same standard of living after retirement.
- Someone who wants to secure his/her family in case of death.